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See How Much Car You Can Afford Use our car-buying calculator to determine the right car for your budget. It's not the right vehicle for you if the payment. What about the total purchase price of the car? The most prudent approach is to buy a car that costs no more than 10% to 20% of your annual income. Many. There's no perfect formula for how much you can afford, but our short answer is that your new-car payment should be no more than 15% of your monthly.

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How to calculate how much car you can afford? · You can multiply your monthly net income by 15% to get the conservative estimate of your maximum monthly payment. How much car can I afford based on salary? This calculator computes the most expensive car you could buy based on the highest monthly payment you could afford. The calculated amount includes taxes and.

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One rule you may wish to follow if you're more on the frugal side is spend no more than 10% of your annual income on a car. Let's say you make $50, annually. This calculator computes the most expensive car you could buy based on the highest monthly payment you could afford. The calculated amount includes taxes and. The price of a car isn't the only thing that determines how much car you can afford. The interest rate on your car loan also affects your monthly payment. The.